Industries / Contractors & trades

For contractors & home services

Get paid faster. Keep more of every big job.

Cards in the field, ACH for the big tickets, and customer financing so you never have to turn down a job. Set up by a local payments guy who answers the phone.

  • ACH for big jobs
  • Financing through Momnt
  • Next-day funding
A contractor showing a customer options on a tablet
Invoice #1042 Kitchen remodel
$18,500.00
Pay by bank (ACH)Pay by card
✓ Paid by ACH
Financing through Momnt New HVAC system
Your customer paysMonthly
You get paidFast
The big one: ACH

Stop handing 3% of every big job to the card companies.

On a small service call, card fees are a rounding error. On a $15,000 install, they're a real paycheck. ACH (a direct bank transfer) costs a fraction of a card payment, and your customers can pay it right from your invoice with a couple of taps.

  • Every invoice comes with a pay link. Customers choose card or bank (ACH)
  • Built for deposits, progress payments and final balances
  • No more chasing paper checks or driving to the bank
  • Card and ACH together in one account, with QR code pay too

Why ACH matters on big jobs

Card payments a percentage of every dollar$$$
ACH bank transfer a fraction of the cost of cards$
The bigger the job, the more ACH keeps in your pocket.

Pricing depends on your setup. Chris will show you your real card and ACH rates side by side.

Customer financing through Momnt

Never turn down a customer again.

When a homeowner says "that's more than I can do right now," offer monthly payments instead. They get the job done now, and you get paid. It's also the easiest upsell there is: the better system or the bigger project suddenly fits their budget.

A homeowner couple reviewing financing options with a contractor at their table A phone showing a customer's financing offers
  1. 1Send the application

    Text or email it right from your phone, on site or with the quote.

  2. 2They pre-qualify in minutes

    Checking their options won't affect their credit score, and they pick from offers by multiple lenders.

  3. 3You get paid fast

    Same-day or next-day payments, with staged funding available for bigger projects. Your customer pays the lender over time.

Close more jobsPrice stops being the deal-breaker.
Bigger ticketsThe good-better-best upgrade becomes an easy yes.
No start-up costsAnd no collections. The lender handles the payments, not you.

Financing is arranged through Momnt. Loans are made by participating lenders and are subject to credit approval and the lender's terms. Chris will get you set up and walk you through the options.

Every way to get paid

However the job ends, you get paid.

Card and ACH come together in one account, so your customers can pay however they like.

Pay links: card or ACH

Text or email an invoice with a link. Your customer clicks and pays by card or straight from their bank account.

QR code pay

Put a QR code on an invoice, estimate or truck. Customers scan it with their phone and pay on the spot.

Cards in the field

Tap, chip or a phone, right at the job site, with next-day funding.

Want to run the whole business?

Scheduling, quotes and payments in one app.

If you're juggling paper, texts and spreadsheets, FieldPulse handles scheduling, dispatch, estimates and invoices, with payments built in.

See FieldPulse

Field service software for HVAC, plumbing, electrical and more.

Explore FieldPulse

Ready to keep more of every job?

Tell Chris about your trade and your average job size. He'll show you what ACH and financing could do for you.